By Eric Olsen, Executive Director, HELPS Nonprofit Law Practice
It is a struggle that is constant remain afloat economically on impairment earnings. Numerous disabled individuals have actually credit debt they cannot pay, frequently incurred before these were disabled. So what can disabled people do about phone calls and letters from enthusiasts? What are the results if you’re sued? Whilst the Executive Director of HELPS, a nationwide nonprofit attorney that protects seniors and disabled individuals from undesirable collector contact, let me respond to a number of the pushing financial concerns we regularly hear from disabled individuals.
1. How secure is disability income from enthusiasts?
The absolute most thing that is important understand is the fact that Social protection in most its kinds, including SSD, is protected by federal legislation from collectors. Virtually all states have actually rules that protect private impairment aswell. Just because a creditor files a lawsuit and obtains a judgment, they cannot just take your impairment income.